Buyer's Tips

Getting finance for used car


Buying a quality used vehicle can be a great way of getting on the road for less. But, when you buy a Toyota Certified Pre-Owned vehicle you can take advantage of a personalised rate and other flexible finance options from Toyota Finance Australia.


The benefits of a Toyota Access Car Loan with a Certified Pre-Owned Toyota

There’s a lot to like about a Toyota Access Loan. It’s designed to keep you agile, thanks to flexible loan terms, lower monthly repayments[F6] than a regular car loan and plenty of options at the end of the loan, via your vehicle’s Guaranteed Future Value^. With a Toyota Access Car Loan you could get:

  • A Guaranteed Future Value^ so you know what it’s worth at the end of the loan
  • Lower monthly repayments[F6] than a standard car loan
  • Weekly, fortnightly or monthly repayment options
  • Trade in, keep or return your vehicle once your loan ends
  • Your choice of deposit amount

Toyota Access is available on Toyota Certified Pre-Owned vehicles, meaning you can drive the Toyota you want today with the knowledge that the future is taken care of.

Car Loan

The benefits of a Personal Fixed Rate Car

Our Fixed Rate Car Loan gives you plenty of options. You set your deposit amount or decide not to have one at all. Then choose the term of your loan and your repayment frequency. At the end of the loan, the vehicle is yours to keep. A Toyota Fixed Rate Loan includes:

  • Your choice of deposit amount
  • A loan term from 1-7 years
  • The option to include your on-roads, Insurance and Roadside Assistance
  • Weekly, fortnightly or monthly repayments
  • A Toyota Personalised Rate
  • Disclaimer

    ^The Guaranteed Future Value (GFV) is the minimum value of your Toyota at the end of your finance contract, as determined by Toyota Finance. If you decide to return your car to Toyota Finance at the end of your term, Toyota Finance will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. The information provided is general in nature. You should seek your own financial advice to determine whether Toyota Access is appropriate for your individual circumstances. Terms, conditions, fees and charges apply. Toyota Access GFV products are available to approved customers of Toyota Finance, a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.

    [F6] Lower monthly repayments compared to a similar term with no Guaranteed Future Value (GFV) or equivalent balloon final payment. Total interest charges will be higher if a GFV or balloon final payment is selected.